Joe Kelley steered his car into the parking garage, found an open spot, turned the car off, and took a deep breath. It was the day of his annual physical. He had no reason to be nervous but anything medical caused him some anxiety. Joe made his way into the large medical office building and up to the 8th Floor to the office of Dr. John O'Connor. It took several minutes to check in with Judy, the office assistant. He knew the routine. Fill out the information sheet, give her the insurance card, and settle in for a wait. There were three other doctors in the office and two other people sat patiently waiting. He had the last appointment of the day and he hoped the wait would not be long. The time gave Joe a few minutes to reflect. Now 45 years old, he had been divorced for 3 years with 2 kids in high school. The kids were Sarah, 15, and Julie, 17 and they lived with his ex-wife, Paula. He saw them on most Wednesday evenings for dinner and every other weekend. Joe was an accountant and had worked for a medium sized accounting and business consulting company for 15 years. He didn't think of himself as a workaholic but the demands of his work had definitely taken a toll on his marriage. Dr. O'Connor opened the door and interrupted his thoughts. He greeted Joe and invited him into his office. Joe had been seeing the doctor for several years and liked him. They were both in their mid 40's and he had been very supportive during the divorce. As they entered his office Joe was surprised to see a young woman standing next to the desk. Joe, this is Molly Grant. She's a pre-med student at the University and has been sitting in with me today. If it's ok with you, she will be observing your checkup. Molly smiled and Joe introduced himself. Like most guys, he quickly checked out her appearance. She was medium height, dark haired, had a pretty face and carried a few extra pounds. Average, but not bad, was the thought that came to Joe's mind. He turned to the Doctor, It's no problem Doc. She's welcome to stay. They all sat down and Dr. O'Connor went through a series of questions to update Joe's history and to see if there had been any changes in his health. Most of it was routine and the doctor once again told him he needed to work some more exercise into his life. Joe acknowledged the shortcoming and turned to Molly and joked, He can be a nag sometimes. Molly just smiled and the doctor then directed Joe to the examining room, Strip down to your shorts. I'll be back in a minute. Joe got undressed and sat on the examining table in his boxers. He was 5'10, weighed 180, and was in reasonable shape for a guy in his mid 40's. The door opened and Joe was a little surprised to see both Dr. O'Connor and Molly enter the room. He felt a little embarrassed and maybe a little thrilled to be standing in his underwear in front of Molly. The doctor spoke first, Is it ok if she observes? Joe nodded, It's fine. Dr. O'Connor started the exam as Molly stood off to the side of the room. He did the normal physical checks, conducted an EKG, and finally said he needed check for a hernia and do the prostate exam. Joe stood next to the examining table and slipped his boxers down to his knees. Dr. O'Connor hesitated for a minute and then said, Oh, ok, I was going to ask Molly to leave for this but I guess it's ok. The doctor did the hernia checks, examined Joe's testicles, and then told him to bend over the exam table for the prostate exam. As he turned, Joe caught Molly's eye and she gave a slight smile. Then he felt the lubricated finger slide up his ass. He thought to himself, Well, she is sure getting the whole picture. With the exam completed, Joe dressed, spent a few minutes with the doctor, checked out, and headed down to the lobby. There was a coffee shop on the main floor and Joe went in to grab a cup for the ride home. He saw Molly standing at the counter, said hello, and offered to buy her a cup. After getting their coffee they sat at a table and she thanked him, I needed this. It's been a long day. I hope you learned some things. Most of it was kind of boring but it was nice to see what he actually does on a typical day. There was a moment of silence before Joe spoke, I hope I didn't embarrass you. I thought you were there to see the complete exam. Molly gave a little laugh, Well, it was a little unexpected, but